2021 Tax Planning
brochure thumbnail

Download the "Get Ready for a Tax-efficient Retirement" brochure

Use this worksheet with your clients to help them better understand how taxes affect their retirement plan and how to diversify assets, so they can keep more income and pay less in taxes when they begin distributions.

Opportunities for planning

In a survey, over 74% of consumers have not talked to a financial professional about ways to minimize exposure to taxes, even though concern is high on how a change in taxes may impact retirement.* We have outlined planning opportunities along with the resources you need for working with clients on business planning, estate and legacy planning, and individual taxation.

*Lincoln Financial, Monthly Consumer Sentiment Tracker, Dec. 2020.

brochure thumbnail

Setting Every Community Up for Retirement Enhancement (SECURE) Act

On December 20, 2019, the president signed into law the Setting Every Community Up for Retirement Enhancement (SECURE) Act. The following information is a summary of the main provisions that apply to retirement plans, including Individual Retirement Accounts (IRAs). The Act contains a number of provisions that are either immediately effective or retroactive.

Be prepared to discuss the following topics with your clients:

The SECURE Act at-a-glance

WATCH: Overview of the SECURE Act

Download the white paper: SECURE Act promises new life insurance opportunities

WATCH: Relocation: Replicating “Stretch IRA” Benefits with a Life Insurance Policy

Download the flier

WATCH: Roth conversion: Fund an IRA conversion with life insurance

Download the flier

WATCH: CRUT: Convert an IRA to a charitable remainder trust

Download the flier

Estate plans after SECURE: Retirement benefits payable to trusts

Agent training presentations

The SECURE Act and estate planning: Strategies for clients with IRAs

The SECURE Act and Life Insurance: Discounting the tax on the acceleration

The End of Stretch IRAs: What the SECURE Act changes mean