Face the future with confidence

Now more than ever, it is essential that long-term care strategies are built to stand the test of time and are protected by an established and experienced marketplace leader.


As the pioneer and leader of hybrid long-term care funding products,2 Lincoln MoneyGuard Solutions protect financial futures by providing a customized funding strategy and the dedicated care resources needed to support your clients and their loved ones.

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A smart, efficient funding solution tailored to your clients' needs

100% guaranteed, income tax-free long-term care benefits that are not subject to market risk, interest rate risk or premium increases3

0-day elimination period, once qualified, grants your clients immediate access to benefits for approved care services

Compound inflation options that are available day 1 allow benefits to accumulate over time through the duration of a claim

Streamlined underwriting that doesn’t require medical records or lab tests, which may allow your clients to be approved by answering just a few questions

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Flexible payment options help provide greater affordability, accessibility and insurability

Flex-pay options allow your clients to contribute over a longer period time, reducing the impact and risk to their portfolios

Available to a wide range of ages, which makes it more affordable and even easier to begin contributing when they're younger and more insurable

Guaranteed benefits that are locked in with first payment to better hedge long-term care risk

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Lincoln Concierge Care Coordination. We’re by your clients' side every step of the way

Guaranteed service that provides your client and their loved ones with immediate access to care advocacy and customized assistance with finding options for local caregivers

Dedicated care specialists serve as 1:1 points of contact delivering personalized support to help file a claim, access funds easily and set up direct billing to caregivers

Claims team has an average tenure of 12 years at Lincoln and processes claims in house, historically in 5 days or less on average4

Decades of claims-paying expertise

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Experience matters. Trust is earned. More than 115 years of proven strength and stability.

Forbes, "JUST 100," #1 Insurance Company for Customers5

2019 Fortune 500 Top Companies in America5

2019 Dow Jones Sustainability Index North America Award5

Lead the long-term care conversation

47% of Americans struggle to have financial conversations with loved ones.1 You can make a difference. Right now, while most of your clients are at home with their loved ones, help them initiate a long-term care discussion and feel more confident about the future. Leverage the resources on this site to help your clients navigate the changing landscape and stay focused on protecting their long-term goals.

For financial professional use only. Not for use with the public.