Application Submission

We continuously explore new ways to enhance our underwriting and new business with digital opportunities. This helps to improve processes, reduce turnaround times and allow more time for you to focus on building your business.


Preferred methods

  • Ticket Submission with Online Client Interview for paper or electronic ticket submission available
  • eApp offers electronic completion and submission of the traditional application
application icon Application Submission Options

Electronic Application Submission

LincXpress Ticket Drop: Electronic or Paper Ticket

Available for all ages and face amounts with UL, SUL, IUL, SIUL, VUL, SVUL and Lincoln LifeElements® Level Term cases

Streamlined process reduces NIGOs and touchpoints with client during pending process

Online Client Interview – Link is emailed to client immediately following ticket submission to begin their interview. (Phone interview is also available; appointment may be scheduled online)

Automated Underwriting – Straight-through underwriting for single-life policies. Available with ticket submissions for ages 18-60, face amounts $1 million or less

Lab-free Consideration – No labs or exam for qualifying clients with consideration for all preferred plus, all preferred and most standard rate classes. Available with ticket submissions for ages 18-60, face amounts $1 million or less

eApp Online Application

Fully electronic traditional application is available for UL, SUL, IUL and Lincoln LifeElements Level Term cases

Accessible through iPipeline or your Lincoln producer website—at no cost

Lincoln TermAccel®

Offer clients a fully electronic process from ticket submission to policy delivery with lab-free consideration for all preferred plus, all preferred and most standard rate classes

Electronic capabilities are not available in New York.